How a Qualified Charitable Distribution (QCD) Works
You are at least 70½ years old with IRA funds you no longer need
Make a qualified charitable distribution (QCD) from your IRA
Your QCD goes directly to charity, supporting a cause you care about
If you are 73 years old or older, your QCD can count towards your required minimum distribution (RMD)!
Did You Know?
Sample Beneficiary Designation
Legal name: The Humane Society of Rochester and Monroe County PCA, Inc.
Address: 99 Victor Road Fairport, NY 14450
Federal Tax ID number: 16-0743047
Discover the Benefits of a Qualified Charitable Distribution (QCD)
Reduce Your Taxable Income
Fulfill Your Required Minimum Distribution (RMD)
After you turn 73, you must distribute funds from your IRA. If you do not distribute the required minimum, you may be penalized, but a QCD allows a transfer up to $100,000 per individual or $200,000 per couple to satisfy your RMD.
“We wanted to make a gift, most importantly, in memory of our dogs and the love that they gave to us throughout the years.”
—Gary & Mary Jo Torrey
Find Out if a Qualified Charitable Distribution is Right For You
|I was born before .||Yes||No|
|I have a qualified IRA.||Yes||No|
|I want to help provide the best service to animals and to our community.||Yes||No|
You’re qualified to make this type of gift!
It looks like there are still some requirements that need to be met!
Take Your Next Steps
Get started by selecting your IRA custodian and filling out your information below.
This information will be used to pre-fill your distribution form.
Once you have downloaded and completed the rest of your form, please mail the form to your IRA custodian. We recommend mailing this by December 1 to ensure you receive your tax deduction for this year.
Please let us know about your generous gift!
We’d like to thank you and ensure your gift goes to the program or department you desire.